Legal notice

Côme, Le Family Office is a simplified joint stock company (SAS) with capital of €200,850, with its registered office located at 20 avenue Kléber 75116 Paris, registered with the Paris Trade and Companies Register under number 821 960 739. NAF/APE Code: 66.19B. Tel: 01.86.95.93.75.

Côme, Le Family Office is registered on the register of Insurance, Banking, and Finance Intermediaries held by ORIAS (www.orias.fr) under number 16004946 for the following activities:

• Financial Investment Advisor (CIF), member of the National Chamber of Wealth Management Advisors (CNCGP), a professional association approved by the Financial Markets Authority (AMF), 17 place de la Bourse, 75002 Paris – Supervisory authority: https://www.amf-france.org/fr

In application of the regulations intended to protect investors, financial investment advisors and insurance intermediaries are obliged to provide their clients, before drawing up a contract, with a relationship entry document that complies with articles 325-5 of the AMF general regulations, R520-1 of the Insurance Code and R519-20 of the Monetary and Financial Code.

Definition

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Cookie Management

You can oppose the storage of cookies (or equivalent technology) by selecting the appropriate settings on your browser (or other media interface such as a smartphone or tablet).

At Côme, we safeguard our clients’ interests by leveraging our expertise, know-how, and above all, our independence.

The information collected on this website is processed electronically for managing our clients, prospects (individuals and professionals), and recruitment candidates.

The personal data you provide is collected and processed by your dedicated advisor, acting as the data controller in compliance with the General Data Protection Regulation (GDPR).

If you are applying for a position, your personal data will be collected and processed by the legal representative of the firm, also acting as the data controller under GDPR provisions.

We also inform you that Côme processes data to combat money laundering and terrorism financing, in accordance with articles L561–5 to L561–23 of the French Monetary and Financial Code. Access rights to this data are exercised through the French Data Protection Authority (CNIL) as specified in article L561–45 of the same code.

Personal data is collected under various legal bases depending on the case:

• Your consent
• Contractual necessity
• Legal obligations
• The legitimate interest of the data controller

For data relating to your family members, we request that you inform them about the processing of their personal data as outlined here.

Data collected about you and your family members will be retained for the duration of our contractual relationship and subsequently archived for five (5) years, except for cases where shorter or longer retention periods are legally required. For example, data linked to real estate transactions must be retained for ten (10) years following the end of the business relationship or in the event of a dispute.

You have the right to access, rectify, and restrict the processing of your data, as well as the rights to data portability and opposition, in compliance with the law. To exercise these rights, please contact us at:

Côme – 20 avenue Kleber 75116 Paris

or via email.

You also have the right to file a complaint with the CNIL.

Côme provides the information, market updates, and publications on its website as reliable sources, though they may contain inaccuracies or errors.

Regarding financial data, we emphasize that past performance is not indicative of future results, and investment values may fluctuate due to market changes, exchange rates, or income variability (direct or indirect).

These materials do not constitute an invitation to sell, an offer to purchase, subscribe, or personalized advice. They reflect the opinions of their authors and should not be considered as advice. As such, Côme accepts no liability for their use.

For all investment decisions, we strongly recommend consulting your usual advisor.

The information, analyses, data, and market quotes published on this website are for informational purposes only and are non-contractual. They are not exhaustive and are subject to change at any time.

These materials do not represent an offer to buy or sell, nor do they constitute advice, a recommendation, or a commitment from Côme.

Before making any investment, consult your advisor to ensure the suitability of the decision for your specific situation and to review the associated risks.

Côme cannot be held liable for the content, use, or consequences (direct or indirect) of using the information and analyses on this website. While regularly updated and based on reliable sources, the accuracy of these materials is not guaranteed.

Investments carry inherent risks that should be clearly detailed and reviewed prior to any subscription.

If you have a personal access code for certain website features, you are solely responsible for its use and should not share it with third parties.

COMPLAINT HANDLING

In the event of a dispute or client complaint, the parties will first seek an amicable resolution.

Clients may submit their complaint to the firm’s address, their advisor, or their usual account manager. Receipt of the complaint will be acknowledged within ten (10) working days, and a resolution will be provided within two (2) months of receipt.

If no amicable solution is reached, parties may escalate the matter to:

• The Anacofi Mediator: 92 rue d’Amsterdam, 75009 Paris (only for disputes between professionals)
• The Financial Markets Authority (AMF) Mediator: Marielle Cohen-Branche, 17 Place de la Bourse, 75082 Paris Cedex 02 – AMF Mediator
• The Insurance Mediator: TSA 50110, 75441 Paris Cedex 09 – Insurance Mediation

For specific areas:

• IOBSP activity: ANM IOBSP
• Real estate activity: ANM Real Estate

Disputes may also be referred to the relevant courts.

Transparency of Risk Policies

Currently, environmental, social, and governance (ESG) factors are not systematically incorporated into our investment or insurance advice due to ongoing regulatory developments in the European and national legislative frameworks. As new measures take effect, we will adapt our approach and update clients on our sustainability policies.

Negative Sustainability Impacts

We do not yet account for negative sustainability impacts in our investment advice, as the necessary data from investment products is not consistently available. As regulatory standards become clearer, we will revise our practices to integrate these considerations effectively.

Remuneration Policy

Our compensation for presenting investment products promoting ESG characteristics or sustainable objectives is aligned with client interests and does not conflict with their goals.

This website and its content (texts, trademarks, logos, images, drawings, etc.) are the exclusive property of Côme. Any reproduction or use, in whole or in part, is strictly prohibited and may result in legal action under the French Intellectual Property Code.

Côme Le Family Office’s VAT number is FR27821960739.
You may download our Client Onboarding Document (DER) here.